Options that work for you.

1. In House Payment Plans:

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Option 1 – Pay-As-You-Go (Program Duration Payment Plan)

Students may elect to pay tuition during the duration of their program. Under this option, the total tuition balance must be paid in full by the student’s scheduled graduation date. For example, if a program has a duration of 18 weeks, the full tuition must be paid no later than week 18.

 

Payments must be made in a consistent weekly or biweekly cadence as the program is being consumed. No interest will be charged provided the full balance is paid by the graduation date.

 

If a student falls behind on scheduled payments, a $500 late payment penalty will be added to the student’s total tuition balance. In addition, the student’s attendance privileges may be temporarily suspended until the account is brought current. Once the student’s payment status is returned to good standing, attendance privileges may be reinstated.

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Option 2 – Extended Tuition Payment Plan (Up to 18 Months)
Students may elect to finance their tuition through an extended payment plan. A minimum deposit is required prior to enrollment. Lash Programs require a minimum deposit of $1,000. Esthetics and Manicurist Programs require a minimum deposit of $3,000. Set up your payment plan here.

 

The remaining balance may be financed for up to 18 months (1.5 years). Monthly payments will be automatically withdrawn from the student’s authorized payment method. Students who select this option will be charged a 10% finance fee, which will be added to the total program cost.

 

There is no penalty for early payoff, and students are encouraged to pay the balance as early as possible. Students participating in the extended payment plan may complete their educational program; however, while tuition payments remain outstanding, the student will not be eligible to test for state licensure.

 

The student’s program completion records and credit hours will only be released to the Texas Department of Licensing and Regulation (TDLR) once the tuition balance has been paid in full. Upon confirmation that the student’s tuition obligation has been fully satisfied, the school will notify TDLR and release the student’s credits, allowing the student to proceed with the state written and practical licensing examinations and the licensing application process.

 

Acknowledgment of Financial Obligation and Release of Records

By enrolling in a program and selecting a payment option, the student acknowledges and agrees that all tuition obligations must be satisfied in full before the school releases completion records, transcripts, credit hours, certificates of completion, licensing verification, or any documentation required for state licensing or regulatory reporting. Brazen Beauty Academy reserves the right to withhold transcripts, completion documentation, credit verification, and official reporting to the Texas Department of Licensing and Regulation (TDLR) until all financial obligations owed to the school have been fully satisfied. Once the student’s account balance has been paid in full, the school will promptly release the appropriate records and notify TDLR so the student may proceed with the state licensing examination and application process.

 

2. Affirm

(Third-Party Financing) 

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Students may choose to finance their tuition through Affirm, a third-party financing provider that allows qualified students to spread the cost of tuition over time through fixed monthly payments. Affirm provides installment loans with rates that typically range from 0% to 36% APR depending on credit approval, and the full payment schedule is disclosed to the borrower before accepting the loan.

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Brazen Beauty Academy offers a 0% APR promotional financing program for up to 24 months through Affirm for qualified applicants. Under this program, students who are approved can make equal monthly payments with no interest added to the loan, meaning the amount financed will not increase over time.

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Because this promotional financing program requires the school to cover a premium merchant cost in order to provide 0% interest financing, students who choose this option will be responsible for paying the tuition amount plus an additional 10% cost associated with providing access to the Affirm promotional financing program.

Affirm performs a quick eligibility check during the application process, and approval decisions are based on the applicant’s financial profile. The application process is typically completed online and takes only a few minutes. If approved, the student will select a payment plan and begin making monthly payments directly to Affirm while the school receives the tuition payment shortly after enrollment.

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Example Breakdown – Lash Program

Example Tuition (Lash Program): $6,500
Additional 10% cost for Affirm promotional financing: $650

Total Amount Financed (no deposit): $7,150

If approved for the 24-month 0% APR payment plan, the estimated payment schedule would be approximately:

$7,150 ÷ 24 months = $297.92 per month​​

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Benefits of Affirm Financing for Students

• Ability to spread tuition payments over time rather than paying the full amount upfront
• 0% APR financing available for qualified applicants, meaning no interest accrues during the repayment period
• Fixed monthly payments that never change throughout the loan term
• Transparent payment schedule shown before accepting the loan, so students know the exact total cost
• Quick online approval process that can often be completed in minutes
• No compounding interest or hidden fees built into the financing plan

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Important Notice

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Brazen Beauty Academy does not guarantee approval for third-party financing, and all approval decisions are made solely by Affirm according to their lending criteria. Brazen Beauty Academy does not control approval decisions, interest rates, repayment terms, or other conditions associated with Affirm financing.

Students are responsible for reviewing all financing terms and repayment obligations before accepting a financing agreement. Due to Affirm’s financing policies, the full tuition amount must be financed through Affirm at the time of approval. As a result, no separate deposit is required or collected upfront when this financing option is used.

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STOP!!! - MAKE SURE TO MAKE AN APPOINTMENT WITH THE OFFICE BEFORE APPLYING OR PROCESSING PAYMENTS:

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3. Upstart Financing

(Third-Party Financing)

Students may choose to finance their tuition through Upstart, an online lending platform that provides personal loans to qualified applicants. Unlike traditional lenders that rely primarily on credit scores, Upstart may consider additional factors such as education, employment history, and financial profile when evaluating loan applications. This financing option allows students to secure funds for tuition and repay the loan through structured monthly payments.

Students applying through Upstart will complete the loan application directly with the Upstart platform.

 

If approved, the loan funds may be used by the student to pay their tuition to Brazen Beauty Academy. Students remain fully responsible for all repayment obligations to Upstart according to the terms of their personal loan agreement.

Minimum deposits required prior to enrollment are as follows:

Lash Programs: $1,000
Esthetics & Manicurist Programs: $3,000

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If the student chooses to pay the full tuition amount upfront, no deposit is required.

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Loan repayment terms are determined by Upstart and generally range from 3 to 5 years with fixed monthly payments. Interest rates, approval amounts, and repayment schedules vary based on the applicant’s qualifications and underwriting review. Upstart offers a streamlined application process with quick approval decisions.

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When applying, students who do not see a category that matches tuition financing should select the “Large Purchase” option during the application process.

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Students may apply for financing using the following link:
https://www.upstart.com

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Important Notice
Before applying for financing, students must first contact Brazen Beauty Academy to confirm the correct tuition amount for their specific program and enrollment option. Applying for financing using an incorrect tuition amount may result in approval for an incorrect loan amount, and the student will be responsible for any costs or administrative steps required to correct or amend the loan documentation.

Brazen Beauty Academy does not guarantee approval for third-party financing, and all approval decisions are made solely by Upstart according to their lending criteria. Brazen Beauty Academy does not control loan approval decisions, interest rates, repayment terms, or other conditions associated with loans issued by Upstart. Students are responsible for carefully reviewing all loan terms and repayment obligations before accepting a financing agreement.

 

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4. School Financing Through Our Partner, Climb Credit

Students may choose to finance their tuition through Climb Credit, a third-party education financing company and trusted financing partner of Brazen Beauty Academy. This option allows qualified students to cover the cost of tuition through structured monthly payments arranged directly with Climb Credit.

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Students who select this option must complete a separate application directly with Climb Credit. Approval is based on the applicant’s creditworthiness and financial eligibility, and a co-signer may be used if needed to strengthen the application. If approved, Climb Credit will pay the financed portion of the tuition directly to Brazen Beauty Academy, and the student will make monthly payments directly to Climb Credit according to the terms of the financing agreement.

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An additional 18% cost will be added to the total tuition amount when using Climb Credit. This added cost reflects the expenses associated with providing access to third-party financing and will be included in the total amount financed through the loan.

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Minimum deposits required prior to submitting financing documents are as follows:

Lash Programs: $2,000
Esthetics Programs: $3,000
Manicurist/Nail Programs: $3,000

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The deposit must be paid directly to the school before financing documents are finalized. The financed amount will be the remaining balance after the deposit has been applied. For example, if the total cost of an Esthetics program is $12,000 and the student pays a $3,000 deposit, the remaining $9,000 + 18% = $10,620.00 charge may be financed through Climb Credit.

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Students may apply for financing using the following link:
https://www.climbcredit.com/apply/brazenlash

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Important Notice
Before applying for financing, students must first contact Brazen Beauty Academy to confirm the correct tuition amount for their specific program and enrollment option. Applying for financing using an incorrect tuition amount may result in approval for an incorrect loan amount, and the student will be responsible for any costs or administrative fees required to amend or correct the loan documents.

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Brazen Beauty Academy does not guarantee approval for third-party financing, and approval decisions are made solely by Climb Credit based on the applicant’s credit qualifications and underwriting criteria. Brazen Beauty Academy does not control the terms, approval decisions, repayment schedules, or interest rates associated with Climb Credit financing. Students are responsible for carefully reviewing all loan terms and repayment obligations before accepting a financing agreement.

 

5. Personal Loan from Your Bank

Students may choose to finance their tuition by obtaining a personal loan through their preferred bank or financial institution. Under this option, the student independently secures funding from their bank and uses those funds to pay their tuition to Brazen Beauty Academy. Brazen Beauty Academy does not charge any additional fees or interest for students who choose to finance their education through their own bank.

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Minimum deposits required prior to enrollment are as follows:
Lash Programs: $1,000
Esthetics & Manicurist Programs: $3,000

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If the student chooses to pay the full tuition amount upfront, no deposit will be required.

Loan terms, interest rates, approval decisions, and repayment schedules will vary depending on the student’s bank and individual financial qualifications. In many cases, personal loan repayment periods may range from 12 to 24 months, although longer or shorter terms may be available depending on the lender.

 

Students are encouraged to discuss financing options directly with their bank in order to secure the most favorable interest rates and repayment terms available to them.

Once the loan funds are issued to the student, the student will be responsible for paying the tuition balance directly to Brazen Beauty Academy. Brazen Beauty Academy is not responsible for loan approvals, repayment terms, or lending decisions made by any bank or financial institution. Students remain fully responsible for reviewing and complying with the terms of their personal loan agreement.​

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We accept all types of payments. All Credit/Debit Card Payments grater than $300 will be charged a 4% processing fee to cover Square processing costs.

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